Here are the 6-steps you need to take note of when you buy a new home directly from a developer

Step 1

 

If you work backwards, you need to obtain an Approval in Principle (AIP) from a bank as early as 90 days before signing the actual option to purchase (we will tell you why this is so important later)

 

*The AIP is essentially a formal or informal approval from a bank to extend you a loan within the next 30-90 days, based on your credit history and financial health. Think of it as ‘ensuring you can get a loan’ before the rest of the steps. To avoid any nasty surprises, always give the banks a full set of documents.

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Are you freaking out because you need a new place to live and you have a tight budget? We’ve got you covered below.   Plus, we list down DREA’s 101 on Rental Negotiation Tips and what you definitely need to ask for in your Rental Agreement here.   This culminated from years of renting our own[…]